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 Insuring Radio Gear

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Alan Pilot
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Alan Pilot
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Alan Pilot


Call Sign : 163-CT-220...MW7TTA
Posts : 1340
Times Thanked : 41
Join date : 2019-11-19
QTH or Location : Anglesey North Wales
Equipment Used : Yaesu FT-991A,,Icom ic-7300,,Anytone AT-D878UV PLUS",,LINCOLN II+.

Insuring Radio Gear Empty
PostSubject: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeSun Jan 09, 2022 8:28 pm

Anybody insure there radio/radios.
If so what sort of cost is involved and who is the insurer.
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Wireless
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Wireless


Call Sign : 26-CT-4345 / M5WJF
Posts : 144
Times Thanked : 10
Join date : 2021-11-19
QTH or Location : Shrewsbury IO82OQ
Equipment Used : Albrecht AE-5890EU / Yaesu FT-847 + SGC-235/Dipole + V2000 + 4m Folded Dipole, Yaesu FT-100D + ATAS-120A, HF Transceiver? + Butternut HF-9V, Yaesu FT-8800R + 2/70 Whip, then Yaesu FT-90 / FT-727 and other stuff
Age : 56

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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeSun Jan 09, 2022 11:49 pm

I'm sure my home insurance covers single items up to £2k, so I don't specifically list them, I just make sure I have a lot of contents insurance.

I'm with Cooperative Insurance.
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43CT016
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43CT016


Call Sign : 43-CT-016
Posts : 262
Times Thanked : 17
Join date : 2019-11-17
QTH or Location : Perth
Equipment Used : iCom IC-7610/IC-9700

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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeMon Jan 10, 2022 1:48 am

Mine are on the home insurance policy.  The main radios had to be itemised (Which I see as a plus anyway) and the rest just get added to the total sum insured.

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Victor
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Victor


Call Sign : 26-CT-3228 Ham M7VIC
Posts : 2697
Times Thanked : 185
Join date : 2019-11-10
QTH or Location : Bedford
Equipment Used : Various

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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeMon Jan 10, 2022 6:35 am

I'm sort of 'fingers crossed' that my gear is covered under our home contents insurance but always had an 'err'.

These guys were recommended to me by a friend but then I don't have mortgageable equipment like he has! Wink

https://southwestbroking.co.uk/insurance-services/radio-amateur-scheme/

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Alan Pilot
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Alan Pilot


Call Sign : 163-CT-220...MW7TTA
Posts : 1340
Times Thanked : 41
Join date : 2019-11-19
QTH or Location : Anglesey North Wales
Equipment Used : Yaesu FT-991A,,Icom ic-7300,,Anytone AT-D878UV PLUS",,LINCOLN II+.

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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeMon Jan 10, 2022 6:41 am

I would be surprised if my home insurance covered them out in a shed.
I might just phone them and ask.
Thanks for the replies guys.

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Ivy Mike
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Ivy Mike


Call Sign : 26CT4113/G1HWY
Posts : 81
Times Thanked : 1
Join date : 2021-05-16
QTH or Location : West Sussex
Equipment Used : CRT SS9900, President Bill....ICOM, 705, 7100, 7300, 9700, Kuhne QO-100 up and down converters, Elecraft K2. Antennas EA Cobweb, Hustler 6BTV
Age : 66

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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeMon Jan 10, 2022 12:06 pm

My home insurance has upto 15grand for single items,max total 30grand.
But my gear is in an out building where the max payout is 5grand.
I keep as little as possible in the out building but err on the side it might not get paid out.
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NoMad
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NoMad


Call Sign : 26-CT-4253
Posts : 25
Times Thanked : 0
Join date : 2021-09-15
QTH or Location : Cambridge, Cambridgeshire
Equipment Used : CRT SS6900N, RTL-SDR Blog V3

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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitimeSun Jan 16, 2022 12:00 pm

You would need to check your policy. 
Home & contents insurance doesn't always cover an outbuilding/shed/shack as they are not connected directly to your house. 
I learnt this once when my shed was broken into.

My radio is covered in my home as I operate in my home now. 
Post Office.
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PostSubject: Re: Insuring Radio Gear   Insuring Radio Gear Icon_minitime

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